World of Hyatt Enterprise Credit score Card overview: Full particulars

The World of Hyatt Business Credit Card (see rates and fees) is a mid-tier lodge bank card that may present critical worth to Hyatt loyalists trying to spend their means towards standing perks or unlock a ten% redemption bonus function. Nonetheless, there are trade-offs it is best to think about earlier than placing lots of spending on a bank card that does not provide annual free night time certificates or computerized standing past the bottom stage. Card ranking*: ⭐⭐⭐½

* Card rating is predicated on the opinion of TPG’s editors and isn’t influenced by the cardboard issuer.

The World of Hyatt Business Credit Card from Chase presents some attention-grabbing perks geared towards small-business homeowners who’re Hyatt loyalists. In case you have a superb credit score rating of 670 or above and are targeted on incomes World of Hyatt factors and standing, this might be card for you.

The Hyatt Enterprise card lacks a few of the options we usually count on from hotel credit cards, like standing past the bottom stage and free night time certificates in your account anniversary. Nonetheless, it presents a robust set of perks for enterprise homeowners who’re involved in spending their means towards advantages. For those who can reap the benefits of these spending-based perks, the cardboard simply justifies its $199 annual payment. If not, then this card may not be a long-term keeper for you.

Here is what it is advisable to know earlier than making use of.

New candidates for the World of Hyatt Business Credit Card can earn 60,000 factors plus World of Hyatt Explorist standing by means of Feb. 2026 after spending $7,000 on purchases throughout the first three months from account opening. This provide ends June 30.

TPG’s April 2025 valuations peg World of Hyatt factors at 1.7 cents every, making the bonus factors price a powerful $1,020.

This provide is exclusive, as we have not seen the cardboard provide elite standing as part of its welcome provide. Whereas we do not have a greenback determine on what the mid-tier Explorist status is price, it does present priceless advantages like finest accessible upgrades, 2 p.m. late checkout and 20% bonus factors.

Explorist standing usually requires you to remain 30 nights, guide 10 conferences and occasions, or earn 50,000 base factors (the equal of $10,000 in spending).

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This card is topic to Chase’s normal application rules, although opening a World of Hyatt Enterprise card will not add to your Chase 5/24 depend.

Associated: 5 easy ways to maximize Hyatt award redemptions

The World of Hyatt Business Credit Card presents a number of key perks:

• Capability to get a ten% Redemption bonus: For those who and your staff collectively spend a minimum of $50,000 in a calendar 12 months, you will get 10% bonus factors again on as much as a complete of 200,000 World of Hyatt factors you redeem totally free night time awards, Factors + Money stays, room upgrades, eating and spa companies and FIND experiences for the rest of the calendar 12 months
• Discoverist standing for you and as much as 5 staff: As the first account holder, you will obtain computerized Discoverist standing with World of Hyatt and get 5 Discoverist Improve Awards, which you’ll reward to staff
• Earn keep credit towards standing by means of spending: You may obtain 5 Tier-Qualifying Evening credit for each $10,000 you spend every calendar 12 months
• Hyatt Leverage membership: You may obtain a complimentary Hyatt Leverage membership, which incorporates reductions on normal room charges in any respect collaborating Hyatt resorts as much as 15%
• No international transaction charges
• As much as $100 in Hyatt credit yearly: Get a $50 assertion credit score if you use your card to spend $50 or extra at Hyatt resorts and resorts (as much as two occasions per 12 months for a complete of $100 in annual credit)

Once more, it is disappointing to not see a better stage of elite standing or a free night time certificates on this record of advantages. Nonetheless, those that keep at Hyatt properties commonly will profit from the Hyatt credit score and Hyatt Leverage membership. And in case your small enterprise spends sufficient with this card, you may get pleasure from a neater path to standing and a ten% redemption bonus.

Associated: Am I eligible for a business credit card?

As a World of Hyatt Business cardholder, you will earn as much as 9 factors per greenback on Hyatt stays. You may earn 4 factors per greenback spent at Hyatt resorts, plus as much as 5 base factors from Hyatt for being a World of Hyatt member. You may be eligible for these incomes charges on FIND Experiences booked by means of Hyatt as properly.

Plus, cardholders can earn 2 factors per greenback spent on health membership and fitness center membership purchases.

This card additionally has a singular adaptive accelerator profit that enables cardholders to earn 2 factors per greenback spent on their high three of eight eligible spend classes every calendar quarter with no cap. Classes embody:

The points-earning charges are adjusted mechanically to the classes the place you spend probably the most every quarter, so there isn’t any want to pick your most popular classes. Past your bonus classes, you will earn 1 level per greenback spent on all different purchases.

Whereas this stands out as one of many few playing cards that earns bonus factors on fitness center memberships, you will discover many different playing cards which have higher incomes constructions for the opposite bonus classes. For those who aren’t targeted on incomes the advantages that come from placing lots of spend on this card, your finest guess might be to make use of it alongside another playing cards to maximise your bonus-earning potential.

Associated: The best cards for each bonus category

As is predicted of a lodge cobranded card, the perfect use of the World of Hyatt factors you will earn on the World of Hyatt Business Credit Card is to cowl stays at Hyatt properties. You are able to do this by masking your keep in full, masking a part of your stick with factors by means of Hyatt’s “Factors + Money” price choice, or through the use of factors to improve a paid keep.

Among the best issues concerning the World of Hyatt program is that it nonetheless makes use of a published award chart, so you may plan forward to know what number of factors you will want for a keep. Nonetheless, every class has totally different charges for traditional, peak and off-peak dates.

To get probably the most worth out of your factors, use them at both the excessive or low finish of the award chart.

TPG senior director of content material Summer Hull prefers to remain on the upper finish, getting nice worth from her factors through the use of them to remain at Hyatt resorts or metropolis properties that will in any other case be out of her funds. Conversely, you may maximize your factors by staying on the decrease finish of the award chart. With choices as little as 3,500 factors, I desire to remain at Category 1 Hyatt properties after I can to stretch my factors so far as potential.

You even have the choice to redeem your World of Hyatt factors for Avis intermediate rental vehicles for six,000 factors per day, use them for eating, spa or assembly credit at Hyatt properties, redeem them for FIND experiences, or switch them to some airline packages.

Nonetheless, you will usually get decrease than TPG’s April 2025 valuation of 1.7 cents per level with these redemption choices, so we suggest utilizing your factors to cowl Hyatt stays when potential.

Associated: The ultimate guide to redeeming Hyatt points

Which playing cards compete with the World of Hyatt Enterprise Credit score Card?

If you’d like extra perks or a special incomes construction, one among these choices is likely to be a greater match.

For added choices, see our full lists of the best business credit cards and the best travel credit cards.

Associated: World of Hyatt card vs. World of Hyatt Business card

By utilizing the 2 Hyatt assertion credit in your World of Hyatt Business Credit Card, you will get a $100 worth, dropping the efficient annual payment to $99. Gifting Discoverist standing to 5 others is a helpful function, however deciding if this justifies the fee is your name. The absence of an annual free night time certificates and excessive standing spending necessities recommend one other card would possibly provide higher worth.

The present welcome provide and worth from ongoing advantages make the World of Hyatt Business card price getting for small-business homeowners who commonly keep at Hyatt properties. That is very true for those who would in any other case fall in need of Globalist standing however could make up the distinction with spending.

Nonetheless, those that hardly ever keep at Hyatt properties or who need extra advantages for a decrease spending requirement will need to go together with a special card.

Apply right here: World of Hyatt Business Credit Card

Associated: What hotel loyalty program is best for business travelers?